I have an issue:
I’ll summarise:
In process of selling mums flat for her.. (1of 6 residents in low level building circa 1970 build)
In Scotland the seller has to pay for the Home Report - which I paid £400.
The appointed Charted Surveyor dropped a bollock initially when he initially put the roof down as a CAT2 needing repaired / ongoing maintenance.
I rejected the report and informed their offices the roof was relatively new - concrete tile, installed in 2012, I inspected the sarking board myself recently when running new RG6 to the communal Sat dish when upgrading the property prior to market
Roof was done same time as new rough-cast/render, soffits, glazing for stairwell etc......
I pointed out that a concrete tile rough lifespan should be circa 60 years.
They made the change to a Cat1 - no issues.
All good.
After two weeks on market received an offer but now the buyers money lender are demanding a EWS1 certificate - (external wall system) it’s to do with fire, insulation, cladding, post Grenfell....
Before they will loan the money to buyer. It’s
£600 at the sellers cost..... WTF!
The estate agent did not mention the probability of this cost and has referred me back to my home report.
There is nothing in my home report with any issues noted. States property is fully mortgageable.
After some research I see this has cropped up with multi resident flats with external cladding systems.
NOW.....
The Charter Surveyor who did my home report mentioned I had external wall insulation.
This has most likely prompted the EWS1 action.
Not sure where he got this assumption from.
The property has a roughcast finish applied direct to the external concrete wall.
What next?
Do I go back to the original surveyor and challenge the external wall insulation?
Problem is, I have accepted the report which is based on his expertise.
The good, it boosted the EPC rating to a B.
The bad, looks like I have a Grenfell type property, albeit not Alu cladding, I’m sure many properties have the insulation board that has been rendered.
Or
Do I pay for the new survey at £600 check the findings and bill it back to the original surveyor once they find there is no external wall insulation ?
Or
Refuse the EWS1 survey and explain to the estate agent the potential buyer needs to find another money lender - risk the sale falling through.
Not all money lenders demand the report.
Cheers for any comments
I’ll summarise:
In process of selling mums flat for her.. (1of 6 residents in low level building circa 1970 build)
In Scotland the seller has to pay for the Home Report - which I paid £400.
The appointed Charted Surveyor dropped a bollock initially when he initially put the roof down as a CAT2 needing repaired / ongoing maintenance.
I rejected the report and informed their offices the roof was relatively new - concrete tile, installed in 2012, I inspected the sarking board myself recently when running new RG6 to the communal Sat dish when upgrading the property prior to market
Roof was done same time as new rough-cast/render, soffits, glazing for stairwell etc......
I pointed out that a concrete tile rough lifespan should be circa 60 years.
They made the change to a Cat1 - no issues.
All good.
After two weeks on market received an offer but now the buyers money lender are demanding a EWS1 certificate - (external wall system) it’s to do with fire, insulation, cladding, post Grenfell....
Before they will loan the money to buyer. It’s
£600 at the sellers cost..... WTF!
The estate agent did not mention the probability of this cost and has referred me back to my home report.
There is nothing in my home report with any issues noted. States property is fully mortgageable.
After some research I see this has cropped up with multi resident flats with external cladding systems.
NOW.....
The Charter Surveyor who did my home report mentioned I had external wall insulation.
This has most likely prompted the EWS1 action.
Not sure where he got this assumption from.
The property has a roughcast finish applied direct to the external concrete wall.
What next?
Do I go back to the original surveyor and challenge the external wall insulation?
Problem is, I have accepted the report which is based on his expertise.
The good, it boosted the EPC rating to a B.
The bad, looks like I have a Grenfell type property, albeit not Alu cladding, I’m sure many properties have the insulation board that has been rendered.
Or
Do I pay for the new survey at £600 check the findings and bill it back to the original surveyor once they find there is no external wall insulation ?
Or
Refuse the EWS1 survey and explain to the estate agent the potential buyer needs to find another money lender - risk the sale falling through.
Not all money lenders demand the report.
Cheers for any comments